Personal & Business Checking
It is all about choices!
At First National Bank of St. Ignace, we offer a variety of checking accounts designed to help make banking easier and more convenient. So whether you're in the market for your first checking account, or one that provides lots of added business benefits, we have an option that's right for you.
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Personal Checking | Flex Green | Personal NOW | Super NOW | Regular Business |
Business-
Interest
|
|
---|---|---|---|---|---|---|
Min. Opening
|
$50 | $50 | $1,000 | $100 | $100 | $1,000 |
Min. Balance to avoid service charge | $300 | $300 | $1,000 | N/A | N/A | N/A |
Monthly Service Charge |
$3 & $.15/check
(if balance falls below minimum)
|
$5
(if balance falls below minimum)
|
$5
(if balance falls below minimum) & $.15/check over 25 written in month
|
$3 & $.15/check and $.08/transit item deposited | $3 & $.12/check and $.05/transit item deposited $.10 credit/$100 of balance maintained all month | $4 & $.15/check and $.08/transit item deposited |
Interest bearing
|
N/A |
N/A |
X | X |
N/A | X |
Check writing charges
|
X |
N/A |
X | X |
X | X |
Overdraft services available
|
X |
N/A |
X | N/A | N/A | N/A |
Free eStatement
|
X |
X |
X | X |
X | X |
Free online and mobile banking | X |
X |
X | X |
X | X |