iPay
Pay bills electronically using our iPay system. Save money on stamps and enjoy the convenience of banking remotely
Meet With Us
Need to meet with a FNB of St Ignace representative? Just schedule an appointment!
eStatements
Simplify your life and enjoy having your bank account statements stored securely online and available to you at the click of a mouse.
2026 Calendar Photo Contest
Theme: “Life in the Straits Area” — celebrating the landscapes, landmarks, and natural beauty of Mackinac, Chippewa, and Luce Counties.
📷 Show Us Your Best Shot!
Your photograph could be featured in the First National Bank of St. Ignace 2026 Calendar!
We’re looking for captivating local images that reflect the beauty and character of our region.
Winning photos will appear in our annual calendar, on our website, and across our social media.
Bring the beauty of Northern Michigan to life in our 2026 calendar!
Submit your entry today to 2026CalendarPhotoContest@fnbsi.com
🗓️ Deadline to Enter: November 21, 2025
DEPOSITS
Find the right CD for your goals...
When you're serious about saving, First National Bank of St. Ignace's certificates of deposit (CDs) are an excellent way to grow your hard-earned dollars and enhance your financial portfolio over time.
Turn your everyday savings into so much more...
Compare First National Bank of St. Ignace's savings accounts today to find the right one for you. Whether you are an experienced saver or you are just getting started, it all starts with opening the right account.
It is all about choices...
At First National Bank of St. Ignace, we offer a variety of checking accounts designed to help make banking easier and more convenient. So whether you're in the market for your first checking account, or one that provides lots of added business benefits, we have an option that's right for you.
LOANS
Home Mortgages
First National Bank of St. Ignace offers residential mortgage products that meet the needs of borrowers wishing to purchase a home or refinance an existing home in the counties we serve. Whether you are looking for a fixed rate loan to purchase a conventional home on the main land or if you are interested in non-typical island property or hunting property, we have a product that will fit your needs.
First National Bank of St. Ignace offers a variety of options for the borrower looking purchase an auto, ATV, take a vacation or help your child further their education. Contact us to inquire about our Auto and Recreational Vehicle Loans, Personal Loans, Home Equity Line of Credit (HELOC).
Business Loans
We are proud to support the business communities we serve by offering a wide variety of commercial loan products to help a new entrepreneur or an existing business looking to expand. First National Bank will assist small businesses and organizations with individualized terms and products. Whether you are in need of new equipment, real estate, or seasonal operating capital, our loan officers are here to help.
ONLINE AND MOBILE BANKING
Pay bills quickly and easily from within Banno with iPay
There's no need to worry about envelopes and stamps - just set up your payees online. Even if your payee does not accept electronic payments, a check can be mailed out at no additional cost to you!
With iPay, you can also schedule a one-time, future or recurring payments. You can also receive an alert when a payment has been made. In order to use iPay, you must have an internet-enabled device and a checking account.
